I gave an intro on the impact Wechat & Alipay in China
https://steemit.com/cn/@rjona1/future-of-money-how-china-does-mobile-and-online-payments#@pairmike/re-rjona1-future-of-money-how-china-does-mobile-and-online-payments-20170713t060908942z
I like to show how someone who does not speak or read Chinese use these apps and I still need help from my Chinese friends when ordering using other Chinese app and websites
First of all, it is a good thing WECHAT & ALIPAY release English version of their app.
When I came in 2014, both were only in Chinese and would only accept registration with a valid Chinese National ID , which is not issued of foreigners. Now you can register with a Chinese phone number and add your Chinese bank acct
Now they are expanding in HK. So they should be accepting HK phone numbers and bank accts
http://www.alipayhk.com/
Mobile
The peer to peer money transfer alone is very useful
I have paid my friend who order lunch for us
And bought Bitcoins from some guy in LOCALBITCOINS
The inside the apps there are options to pay utilities like electricies , gas , water , internet & telephone. Though they are in Chinese. I usually scan the QR code in my bill and it pays my bill for me
A lot of mobile apps accept payments thru ALIPAY or Wechat
You can use in to rent a bike from OFO
http://www.ofo.com/
OR Mobike
https://mobike.com/global/
you can use it to hail a can in UBER, but if you are in China, everything will be in Chinese
https://www.wsj.com/articles/alipay-users-can-now-use-it-to-hail-uber-cars-world-wide-1462253403
I even paid for my tours in HK with KLOOK
I even order electronic goods from JD.com mobile app. But I asked my friend to verify what i ordered
to be continued .... I'll collect more pictures on how I use them outside :)
continued here
https://steemit.com/cn/@rjona1/future-of-money-how-china-do-does-mobile-and-online-payments-part-3