Ordinary people always argue that they are not money, so can not open a business, and therefore they can not succeed. This is just a very common and too cliche reason. Despite not having the money, there are many other things that can be done as long as it has the determination and intention to do it.
Successful people are not afraid of using other people's money to help them succeed. However, that does not mean you are stealing and not responsible for the money, yes. The money is a loan so you can start a business. Of course when the business is growing or if the business fails, you are obligated to return the money that has been fully borrowed.
By using the help of other people's money, of course the capital gained will be greater. No need to question about money again. The right questions are not exactly how to make money, but whether the business is indeed worth doing