Smart post.
I'm still too afraid to buy cryptocurrency. I was going to buy Steem when I first got on here, but don't trust all of the whales to do the right thing. I see way too much abuse of the system and until that cools down, I can't justify investing what little spare cash I have in it.
Hehe, I was for years man - then I just watched video after video, read more and more to understand it then I just thought, screw it, I'll take the plunge and went for it.
I wouldn't buy anything that you can get for free like steem, musicoin or others by earning through content creation. Otherwise yea, you do get abuse of the system.