@yulem, Well it is bad. But the economy in today's world and the human nature got so twisted. The debt and loans for something that you really need is okay, because you understand the it is necessary for your growth. But a loan taken for a really want stuff is stupid unless you know what you are playing with. It is like a double-edged sword. A intelligent person will use it as weapon and tool to win situation, while an idiot would use it to fool around and ending up with a severed toe.
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