The credit card industry is right up there with the student loan industry fighting fiercely for the honor of Most Evil Blight in the US economy. But, there is actually a very simple approach to credit cards:
Pay it Off Every Month
If you can't pay to total bill EVERY month then cut up your cards. Brutal I know but tough love works!
@Yulem, LOL maybe I will do my next writing on the evil student loan, hahaha :D. But, Like I mentioned in the post certain people are not even aware of the calculation and the paying off the minimum dues could land them in serious troubles at later stages.
Thank you for your time and appreciate the comment.