The credit card industry is right up there with the student loan industry fighting fiercely for the honor of Most Evil Blight in the US economy. But, there is actually a very simple approach to credit cards:
Pay it Off Every Month
If you can't pay to total bill EVERY month then cut up your cards. Brutal I know but tough love works!
LOL maybe I will do my next writing on the evil student loan, hahaha :D. But, Like I mentioned in the post certain people are not even aware of the calculation and the paying off the minimum dues could land them in serious troubles at later stages.@Yulem,
Thank you for your time and appreciate the comment.