Thanks !
When the Monaco app is live and you have your Monaco VISA card you can send crypto on the app and spend it with the card everywhere VISA is accepted. The exchange between crypto-fiat is going to be in real time with the best exchange rates and you get a cashback in MCO tokens for every purchase if you are using the special cards like ruby or better. The first cards are going to be shipped for beta testing in Q1 in Asia. If you wish to spend your crypto in the future download the app and order a free blue card ! who knows if later it s still going to be free !