The solution is obviously to only download your apps from Google Play and never install apps from third-party stores.
And just yesterday I was reading about Google being before congress trying to explain why they were secretly listening to people through APPS they provided. ..
There is no safe and secure computer system at all, not one that can not be hacked, thus why I am not to worried about AI ever really becoming real. The Pentagon has been hacked before, the UN has been hacked, the Kremlin has been hacked and the Chinese government has also been hacked. No safe system at all, why? because of built-in government mandated back doors? Or company owned back doors, or developer made back doors.
People just need to remember that if you put your bank info in your computer or your phone, you are going to possibly lose money. Credit cards are somewhat protected, the rest of your bank info is not.
I completely agree with you but sadly we don't have much of a choice nowadays.