One of the Christmas parties we went to I stumbled across a gentleman talking up Ripple to three others who knew nothing about the wonderful world of digital currency. He was very insistent that Ripple was a "must have" investment because of it's centralization. He said our banking system has no interest in a decentralized autonomous product.
While this was not really new news to me, what I found interesting was that he works for Citigroup. Secondly, after he finished his pitch on Ripple I engaged him of course and found him to be very schooled on Ripple, way beyond myself but he had no cryptocurrency knowledge at all outside of Ripple and of course Bitcoin.
He pulled up the price of Ripple on his phone app. and said "this thing is going to be over $1.00 by New Years. The party was December 9, 2017.
https://coinmarketcap.com/currencies/ripple/historical-data/
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