Thanks for the comment and the resteem. For what it's worth, I've never had any problems with Citibank Australia or the building society from my hometown, but I've never had cause to be concerned with the speed of BPay or bank transfers when withdrawing. Aussie banks are set to implement near instant bank to bank transfers, I think this quarter.
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Ok, thanks for the info. The goalposts are shifting quickly so it'll be wise for me to stay on my toes.