I am a skeptic when it comes to ripple and would love to pick your brain a little. I own it, but just to balance out my portfolio.
We have all these cryptos that basically make banks unnecessary, so why buy the bank coin? I do believe banks will not give up easily, but I feel like a crypto needs mass adoption to succeed. Do you think people will flock to this coin, rather than (completely) decentralized coins and if so, will it be by choice or force?
You are absolutely right... the banks won't go easily. The Banks might want to use ripple as some sort of insurance against other cryptos. People will just stick with their banks if they start charging reasonably for transactions. The ripple management had this in mind when appointing Zoe Cruz of Morgan stanley to its board.
I think it would be a mixture of choice and force.