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Indeed. For me it's not a huge stress factor. I'm still up 400% since I got into cryptos. And for those who got in earlier, it's nothing. But I have empathy for those who are down 50% on their crypto investments. That's a tuff lesson.

I'm interested in seeing how 90-day delinquencies on credit cards will look when we get a bit further out, considering there are many who overextended themselves with that route at prices much higher than where they stand now.