Not a fair source but I participated on the pre-ICO of the BNK tokens in 2017 when it was supposed to be a traditional bank. At that time, I wasn't required to provide any documentation so they could comply with KYC rules -which I am not supporting, by the way-.
The ICO wasn't restricted -I mean disallowed- to US citizens although Lithuanian ones weren't able of browse the Bankera website; and BNK tokens are working as security tokens. SEC will act against them, sooner or later.
The only service I like to use is the exchange one on the SpectroCoin part of the business.
For people thinking about investing on BNK tokens, I recommend them to take a look at weekly pay out amounts, published on blog.bankera.com. Numbers are showing the business is not growing. Quite risky, but as I said, anyone should do with their own money whatever they wanted to do.
Upvoted your post to be on top of the comments
Thanks a lot.