How to move money and / or cash-out from crypto-currency exchanges

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#Borrowed from Choe

1. Sell Altcoin to BTC
2. Buy XRP using the BTC
3. Transfer the XRP to Bitstamp / Kraken exchange (takes less than 2 minutes)
4. Cash out the XRP to cold-hard cash (USD).

XRB Nano if/when incorporated in exchanges, with its zero transfer fees, will be a preferred alternative to XRP's Ripple.
ETH and LTC are other more economical ways to transfer monies, across exchanges