I purchased Ripple because a techie friend of my suggested it... I don't think it will do as well as I hoped. But, only time will tell! I am starting to see several services use crypto to pay for services as well as a Bitcoin ATM at the mall (https://steemit.com/steepshot/@paulcaraway/bitcoin-atm-near-me--2018-05-28-14-41-39). I totally agree with the diverse portfolio. It is like why buy only 1 stock. :)
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If the rumors about CoinBase.com adding Ripple support are true, you should see some nice price increase soon. HODL! :)
You are lucky you live so close to a BitCoin ATM. The closest one to me is over an hour drive... https://coinatmradar.com/
Oh boy... mine is literally right now in walking distance... :)