Of all the stable coins, choosing NuBits was a mistake for me. I was lucky that I didn't keep too much but lost almost 90% of the money I left in it. That has put me off stable coins. I'll use SBD but other than that, I'll look at the coins that lose the least in a downturn. I don't want to convert crypto to fiat.
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BNB has been the only winner for me during this bear market.