May need to check the math on the 5%.
An account was created in May of 2017 but not active until End of feb 2018 so big difference. As I was not around for the peaks of the price. Even if I was how would I take profits, it takes 7 days to get 1/13 of my holdings. So even if I wanted to theose windows close quickly you holding move slowly.
Yeah you currently give 5% to upvotes services (i heard they paid back 95%...well the high paying ones does slightly bettter, others 90%), it's a form of giving, and that fuels them to improve the applications bots and otherwise on Steemit, and you also give 70% from the remaining undelegated SP, so that's >5% i suppose in total.
so when did you buy and power-up your Steem then? Are you saying you're in the red with Steem with today's 8% drop to $2.50 now (assuming Steem avg was $4 back in Feb2018)?