Well, I'm in no immediate need for the money that I've locked up into crypto, so I'm more than happy to ride out the storm! Even if it crashes to zero, I've written off these investments as high risk long term bets anyway! Don't bet more than you can afford to lose!
I'm on the fence about completely decentralised chains... I think there is benefit to them, but I suspect that the majority of people in the world don't actually want complete decentralisation of funds. However, data and other use cases are different matter!