Hi there,
never invest money that you would not like to lose , especially if you are new in treading :) I would suggest to invest small amount and try to treading to learn few weeks or months.
By looking at chart history for every cryptocurrencies, you can predict future. There is many thing to look at, but one of first and easier to learn is Fibonacci
When drowning in debt. One often will grab hold of anything that has a positive bouncy...Live in debt is a life sentence for a lot of us..I admit that I am drowning,and holding on to Fed Reserve Debt notes is not helping...Lol...So I will play this lotery,and hope for the best...I think it is better than going in debt for a new car that looses value as soon as you drive it off the lot...If you are just treading water,you are not moving forward...
Namaste🤠
Anyway, it is good to invest in multiple currencies for lower risks. Also if you don't plan to earn instant, you can invest in bitcoin for example, it will rise 100% in next 12 months, and for short run possible 50% in next 30 days or less :)