Well man, no judge zone :) Rush in, or take your time.. Doesn't matter! :) I will agree, with both sides. I think many new companies seem amazing, and will end up fooling many people. I am quite confident in CryptoPay though. Seems legit. If you'd like, I will let you know how it goes for me once I get it.
On the other side, I also have to agree that sometimes having the conservative approach would also result in missing many opportunities.
All good though. Talk soon.