We should not forget that even at this time it is much more valuable than fiat. So, the logic that we need to have fiat in our account is kind of nonsense. It is only a matter of applicability and adoption. If you easily could spend for fundamental human needs then there would be of course no problem of hodling. There is no one behind the market. Even if some big guys would like to manipulate, it is only possible if crowd follow them. Just think it in this way. Who sell their golds under normal circumstances for the reason that its price is dropping! So what do you think of the fiat price when it drops?
So my word is if you are a believer and really do not need that much fiat for the living, keep the precious assets.
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