Yeah, funnily enough it did come up on a video about ten interesting altcoins that I watched a couple of week ago but the guy was talking about their ICO and why he didn't put in was he was concerned about the regulatory aspects of issuing loans. I'd forgotten about it until today. It is a really good concept, I hope it takes off because it would be useful
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I looked at it but initially the interest rates they were charging and some other things put me off. Having thought about it some more, if they can get the business model right then once the market settles down over the next few years, then potentially the lending rates and other stuff comes down to make it a more viable proposition. I might need to look into it again.