Oh no, I totally get that.
As an investment choice is absolutely solid and a wise choice... as innovation its a well managed project that saw a gap and is working towards a solution...
Despite all that I can't help but feel a little dirty that it's so centralised, which gives it security in the short-term... but kind of doubles down on the whole reason why crypto was invented in the first place.
I'd be 0% surprised if it moved to the top spot, but man that would be a shame.