I starting to think that the powers that be (bankers etc) are artificially inflating bubbles. Especially in Alt coins like Ripple etc. That offer nothing new and aren't used for anything. There is a war on cryptos right now and it only makes sense to scare people away from using them is to inflate the market, trick lots of newbs into investing and then popping it to scare everyone away. Once this is complete they will start their own blockchain tech by their own terms that is centralised and under their control.
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