In my opinion, XRP will only be used as a send/receive coin. If 1000 XRP are bought by bank A, then 1000 XRP will be sold by bank B, it's just a transfer coin, i don't see why banks would want to stock on them, i don't see big rise coming for that reason but i would love your opinion about this :-)
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well why wouldnt banks want to save 60% on processing fees and send payments faster