The only problem with your logic is that it is based on old information.
The magnetic field has changed and human nature is following suit.
Sure, what most people want is just ease of use, however, the demand minimum security. If the centralized block chains never have any problem, then the point is moot, but if they do, it only takes one time of touching the stove to avoid that from then on.
It will be interesting to see what happens.
human nature doesn't change. It it what makes us humans.
Show me cyborgs and I will reconsider.