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RE: Ripple (XRP) tested by Western Union for fiat transfer!

XRP was created as a product for such companies.
It will be adopted soon by some of them and then the rest will follow, as a snowball effect.
W.U. clients will not notice any difference, xrp will be utilized internally for sending money between different countries.
Using xrp, the payment is settled in 3-4 seconds. There is no alternative to that ;-)

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I agree- though XLM, XRB, LTC threaten XRP as viable alternatives.