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As I understand it, R3 is a company that has a contract that says they can buy XRP tokens for $0.0085 each for a period of two years. But then the price went up like crazy and Ripple terminated the contract, but R3 objects saying they can't do that.
If R3 is correct they can buy XRP tokens super cheap and then dump them at a premium on the market place.

R3 is apparantly a consortium of some of the largest banks in the world.

This is very interesting, but also scary. On one hand it shows the banks are interested in the tokens now, but on the other hand it shows they want to buy them for super cheap, which indicates they just want to sell them off maybe?

I say let them dump the coins on us peasants! Institutional money brings market cap higher. We will always be eating at the crumbs of whales anyways.

Yeah. Usually institutional investors drive up prices on units or shares of what they are buying. The little guy is at an advantage if he can get in before the institutional investors do.

These types of practices is what gives me pause about investing a crypto like Ripple XRP. Also, I don't like that Ripple is funded by institutional investors like Google.

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