For all its faults, I used to love my Bitpay card. But now with these insane fees, bitcoin is sadly just not usable for this kind of thing. Bitpay would do better to allow other alt coins to fund the card, altcoins with low transfer fees such as litecoin, dash, or bitcoin cash.
As things stand, the card is worthless.
They say they are going to add bitcoin cash, that might be how they save this mess. Now I have to figure out how to turn this crypto into groceries some other way, which I needed to learn anyway I suppose.