Well, it's an interesting thought experiment. And I suppose it also depends on why you are here. I personally kept powering up when Steem dropped to 7 cents, earlier this year... then watched it go up to $2.65 in June... and then back down. And now back up. I think the bailout point would depend on many things, including how much you NEED the money, and how much skin you have in the game.
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OH man to get steem at 7 cents... what a dream... I guess people will look back at the $3 mark and say the same in a year.