@ghayas i think Bitcoin Exchanges will be the alternating of Banks and our wallet can replace the ATM machine in future... i know it will take up to 10-15 years from here but i'm sure about replacement of Banks and ATM machines by our Crypto Exchanges and Wallets
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Actually ATM machines are a great idea but they require massive infrastructure. Also do know Exchanges are run on top of the Banking structures and they do need them to process payments. It's a good idea to have a Bank that does all that for you under one roof.