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Ripple will likely stay relatively flat now, like in a holding pattern of slight ups and downs until they decide to go back to BTC. Buying at these hight seems like too much risk of being dumped on.

Okay. I'm a crypto noob. Apart from Powering Up, I'm just using my SBD to trade into ETH at the moment. I feel like it's a nice safe coin, without the hefty fees of BTC.