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I've always been interested in crypto. I actually knew about Bitcoin when it was $3. I did earn some BTC way back then in 2011 but wasn't smart or knowledgeable enough to get A LOT. Anyways years later in early 2017 somebody told me about Coinbase, so I spent $250 in Bitcoin and $250 Ethereum. Wow was I lucky. No I don't think it's too late because we're in crypto infancy and the market capitalization of crypto compared to the foreign exchange is very very very tiny. I was predicting $500 Ethereum each for May of 2018 - even that prediction may be beat way sooner.