Let's stop wasting peoples time here. The math behind 1 percent daily interest comes from 1.01^30 = 1,34 => 34% which is in the ballpark of their own figure of "up to 40%". 40% a month gives an average daily interest of 1.121574122%. That is 1 % daily interest on average. It's unsustainable. It's ponzi. It's pyramids. It's instert-a-name-calling-here. It's bad for people. It's end of discussion.
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You made sense with your first sentence. Tacking on formulas, sarcasm and last words is antagonistic and immature on your part.