Oh, gotcha, I didn't actually know where you were from :) And I think you are officially the first member I've spoken at any length to from India, I LOVE the global aspect of this platform so much! But yes, bitpay cards work here just like any debit card, I have two friends and my husband's uncle who all have and use them with no problems. In fact, so far they're not even charged extra fees at the ATM to extract cash like so many other debit/credit cards require.
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I see! :D Here you can use 1 or 2 of the btc cards available out there only for POS transactions. You cant withdraw cash here. But since Btc trades at a higher rate here its simpler to just sell btc for INR and use our regular fiat cards. :D Hopefully in the future a Steem based card would be nice!