Rico, if I may I would like to suggest a book to you that will change your way of thinking of how money works - as far as how we were taught about our monetary system. The book is "Creatures from Jekyll Island"
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Thanks Eugene, it's actually a very cool coincidence that you mentioned this because as I was leaving LA yesterday, my brother gave me "The Creature from Jekyll Island" to read! It must be a great book, it seems to be very well respected.