hi @whites40. Thanks for your response.
To your questions: In order to stake you need your wallet to be unlocked (in case you encrypted it, which you find on the top under settings). In cae you encrypt it, uncrypt it as much as you want it to be used for staking! It is safe, because you have to encrypt every time you open the wallet. You see if its locked on the bottom right, there a little lock sign :) so yes, your wallets need to be online to keep the network safe and in order get some token rewards
The other question: I couldn't find an answer yet but i contacted the team. So i might be back soon with an answer. In the meantime, check out propy and rivetz.. :) and lots of others..
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@whitets40: here the answer for your first question:
Staking creates NEW tokens in addition to the amount in circulation after we get all of the orders processed.
I have Neblio running on my laptop but I move around a lot so its not always connected. I have found that the wallet gets locked again automatically and stops staking. So you have to open the application each time and make sure that the wallet is still unlocked.