You mention you buy on Coinbase, perhaps you can answer a question. Ive never bought cryptocurrency. I opened my Coinbase account today. When I went to buy I noticed they are ripping off the consumer by overcharging. Maybe thats the way crypto works not sure. In the stock market, if the market price is $10, you buy stock at $10. With crypto and Coinbase, I noticed the market price for LTC was $26.17 yet they were charging $26.66 + a transaction fee + 3.75% for cc. Why are they ripping off buyers that extra 2%? Is there any exchange that sells at market price?
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