Your friends may well have a point re XRP as a way to make money (though for what my opinion is worth, I do not believe that it will always that way) I think that the point about Ripple is not so much about $ its more about the ideology of the coin. If the true worth of a coin is in its function and and its volume of usage then we need to look at how much XRP is actually used. I do not mean how many institutions are using it but rather how much XRP is actually used in a transaction. I do not know the answer to this but I have my suspicions. Oh and yep I am with you ....slowly and surely is definitely the safer option. Cheers J
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