Banks aren't any safer than anyplace else. They get hacked as well, it's just that they have federal insurance. In my opinion, if you don't have anything of import on your computer (Passwords, bank account info) then they have no reason to hack you.
Also, if you stick to secured sites, you are a bit safer.
I hate to tell you, but even the NSA gets hacked, as does the military, and the White House.
I could go on and on about clicking on links that you don't know, but I'd be wasting my time, since people keep going to those sites.
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