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RE: Libra - Banking Innovation

in #cryptocurrency6 years ago

There's no investment thesis for it unless you are part of their cartel, I don't understand all the excitement. Holding some would be the equivalent of depositing money into Paypal. Maybe it brings more liquidity into cryptos and accelerates adoption, maybe it doesn't. I really don't care because it doesn't change my investment thesis.

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This is obviously true, Libra isn't (or shouldn't be viewed as) an investment token likely to appreciate in value. For one it is going to be pegged to fiat currencies - no one invests in any of the stable coins already out there with the idea that the investment is going to increase in value, that is basically the entire point of a stable coin is that the value is not going to change :) Libra definitely has a use for the non-crypto people of the world who want to send $ between countries, but I don't see it as being a competitor in the crypto space as far as store of value or private transactions. It is going after a different use case, which is a real world need (tons of people send money between countries and traditional banking / wire transfer methods charge a ton and are relatively slow) and it will be used widely for that use case.