The simple biggest issue right now for usability by regular people is the hash naming and the volatility of the coins. I know the usual rationalization answers of both things, but that doesn't really make it go away.
My own source of issues has to do with the lack of business applications, I think the wallet has been a waste of time since most people buy stuff from companies, not other person. Think about it... Groceries, Gas, School fees, Transportation (bus, train, planes). So until those businesses adopt crypto, the need would be very marginal.
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Yes, I spent many years building FoxyCart trying to get our stores to integrate with BitPay/Coinbase and accept cryptocurrency. There was simply no demand. Things won't change until users start demanding of the merchants they frequent: let me pay in cryptocurrency!