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Sadly, so many people call things using the block chain a scam but then blindly donate to 'charities' that barely give 2 to 5 percent to actually help people.

It is.. you may enjoy this little post here for that matter! : https://steemit.com/post-irony/@kevinwong/banking-on-honesty-transparency-responsibility

'Just ask Bob' lol. Upvoted. That was funny.