Hi Jon!
Your posts are always a delight to read!
Your plan is excellent! Someone could argue of course that, deep down, it's just an old and proven method that it has worked for countless generations. "Savings"! :)
Aesop has said it before thousands of years, in his "The Ant and the Grasshopper" fable! - Save for a rainy day!
LOL Thank you sir. Yeah nothing revolutionary about this stuff, just need to execute it and tay the course....Much easier said than done!