This is a great post. You clearly have a nuanced understanding of the space and its needs.
I would like to say that I am afraid of centralizing forces spoiling decentralization. While banks and economic players will use crypto heavily, there are still many risks that need to be observed and mediated.
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Ofcource. This is why nifty technologies like Monero and Zcash exist.
Well I'd call the trusted setup one of those risks but :) there is much more to come.
most definately