The truth is always most sobering. We need to hear this to stay grounded. There are still many ways to play it. It doesn't just mean cash out and stay out. Remember though a fool and his money are soon parted and a word to the wise is sufficient.
BTW an excellent listen and free audio download: The Jefferson Bible. A cut and paste job by Thomas Jefferson, a secret study, very close to his heart.
http://www.learnoutloud.com/ Link removed -- appears to be broken.