Hi Luke,
Glad you prominently mentioned Bitshares/OpenLedger!
I'm both holding and trading. I'm holding crypto and increasing my holdings whenever I can. But I've also started trading with OpenLedger, mostly between Bitshares and Bitcoin, but also some other trading pairs. I won't be selling crypto for dollars anytime soon and I hope to continue to make gains with trading and then maybe spend some of those earnings with merchants and people who will accept crypto, which will encourage continued adoption.
Maybe I can have it both ways...