All these coins are still intheir infancy so if you buy $10 of bitcoin today you will still - over 3 to 5 years - see a much bigger return than from any bank. Sure not inthe 'instant millionaire' league but still decent money for just HODLing!
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That wouldn't be the case with BTC. It's too old and too clunky. It has $8 transaction fees which are more than 100 times higher while being even 100 times or even slower. Basically BTC is a 10,000 times less efficient coin. It simply doesn't have a future.
Longer term I'd agree - over your arbitrary 'less than $5 billion dollar market cap by end of 2020' timeline though, no, not IMO likely
3 years is long time in crypto. It's a high growth high volatility market. Crypto is pure tech and innovation. Just look at the Moore's law. Just look at how much technology can change and advance in 3 years. Blockchain space is getting into the mainstream which will become a catalyst for everything. Just look at BTC from 3 years ago and now. Look at how far things have come. I can say the same about Dash, Maidsafe and a whole lot of coins including ETH which weren't even a thing 3 years ago.
3 years is a long long time.