Regarding your airdrop, exchanges do it all the time. Its better to move coins to your own wallet before airdrop. I usually do that and then move my coins somewhere else, then claim the coins if they are actually worth something.
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You're right. But I ain't a big investor and I keep my coins handy on exchanges for trading in case events like airdrop leads to an enormous price increase. Moving in and out of offline wallets seems to be a costly proposal for small investors like me. However, in case of NEO transactions are free so I should have been heeding to your advice.
Thank you for your suggestion!