Once all the banks use it, the other organic uses like merchant payments, blockchain for healthcare, P2P, certificates, intermediary assets. The options are endless, Ripple labs discussed already how XRP is meant to do all these use cases, they are just going after FI's first because thats where real change will come from. This coin will be behind every company and every transaction in the next few years. We are looking at a market cap in the trillions, which will easily equate to 25$ to 250$ each xrp. Thats just the beginning, once instant settlement creates a boom in the economy like the internet did for information, this coins opportunity is limitless.
Thats where the real investors see the utility of this coin and the ILP ripple has implemented. Its limits are far greater than any company could ever take in from revenue. In essence xrp will end up having a larger market cap than any company in the world, because just like everyone states, it is not a share of the company. It is the most advanced digital asset, and its utility is clearly revolutionary on a global scale.
WU does 80 billion a year alone in the quadrillion dollar per year market xrp has entered. Sbi holding does 590 billion a year, and has partnered with ripple labs, and will use xrp as the only fiat pair on their new exchange. This will obviously mean they are using xrapid. These two companies using xrapid in its pilot is enough to see that this will be world changing, along with all the new partnerships xcurrent has made that will clearly use xrapid to settle once its out of the pilot phase, for the price reduction, instant liquidity, and freeing of funds from nostro vostro accounts.