your so wrong. RN not 1 bank holds any XRP. you are ridiculous. There are thousands and thousands of nodes for xrp, ran by huge companies like microsoft, and the average joe.
Anybody can run a node, your lying. Also there is no mining but escrow will release coins slowly like mining. No new coins can ever be made, thus it is not inflationary.
You are literally repeating your argument that consists of lies.
Here is proof there are thousands of nodeshttps://xrpcharts.ripple.com/#/validators. From MIT, Microsoft, TO the average person. Do some real research.
Also RN xrp has the same chart as the top 10 coins, so are you saying they are all pump and dump shit coins.